The only number that actually matters.
Not the list price. Not the offer. What lands in your account after everyone else is paid. Run it before you sign a listing agreement — it changes how you price.
~1%Of the sale price is conveyance tax alone
Sale price in. Net proceeds out.
Four things come out of a Connecticut sale price before anything reaches you. Here they are in the order they hit.
- Sale priceWhere every seller starts.
- − Mortgage payoffWhat you still owe your lender, coordinated and confirmed.
- − Real estate commissionUsually the largest single cost, set in your listing agreement.
- − Connecticut conveyance tax0.75% to $800,000, 1.25% to $2.5M, 2.25% above, plus 0.25% to the town (0.50% in certain towns).
- − Attorney fee and closing costsA flat $1,050 attorney fee, known before work begins. Title clearing only if needed.
- = Your net proceedsWhat you walk away with, a number you already know before you sit down.
Proportions above are illustrative; every sale is different. Run your own numbers below, and we confirm the exact net on the settlement statement before you sign.
Run your sale.
Sale price, what’s left on the mortgage, your commission rate, and the town. That’s enough for a working net sheet.
What’s left on the loan. Your lender’s payoff letter is the real figure.
Municipal conveyance tax is 0.25% in most towns; eighteen charge more.
What you walk away with
Conveyance tax alone comes to .
This sale closes short — the payoff and costs exceed the price. That’s worth a conversation before you list.
Stamford charges a higher municipal rate on the portion at or above $1,000,000. This estimate applies the 0.35% rate throughout, so treat it as a floor and call us for the exact figure.
Email me this net sheetThis calculator needs JavaScript. The breakdown above walks through the same four deductions.
Estimates only. Your payoff comes from your lender and shifts with the closing date; commission is whatever your listing agreement says. Connecticut conveyance tax per CGS §12-494; recording fees per CGS §7-34a as amended by PA 18-136; title premiums measured against CATIC’s own premium calculator. Lender charges are not included — they vary more by lender than by anything else in the deal. We confirm every line on the settlement statement.
Questions sellers ask us.
What is a seller net sheet?
A line-by-line estimate of what you walk away with after a sale: the price, minus the mortgage payoff, the commission, the conveyance tax, and your closing costs. Agents run them for sellers all the time. This is the same math, without needing to ask anyone.
How much is the Connecticut conveyance tax?
The state portion is 0.75% on the first $800,000 of the sale price, 1.25% on the portion between $800,000 and $2.5 million, and 2.25% above that. On top of it, every Connecticut town charges a municipal conveyance tax, usually 0.25%, though eighteen towns charge up to 0.50%. The seller pays it at closing. For most residential sales, roughly 1% of the price covers both.
Does the conveyance tax apply if I'm refinancing?
No. The conveyance tax is triggered by a transfer of ownership. A refinance doesn't transfer anything, so there's no conveyance tax on one.
Want us to sanity-check your net sheet?
Send it over and we’ll flag what’s missing before you price the house. Free, and there’s no obligation.
Thanks. We’ve got it.
Your numbers are with us and someone will come back to you within one business day. If it’s urgent, call (860) 603-2258.
These calculators produce estimates for general information, not legal advice. Every transaction is different — reach out to talk through yours.