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Tools · CT, MA & RI

Run the numbers before you commit.

Eight free calculators for the questions people call us about most. Enter your numbers, review the estimate, then ask for an emailed copy if you want one. Coverage and assumptions vary by tool. For a transaction outside that coverage, contact us to discuss your closing.

Pick your question.

Closing cost calculator

Estimate title insurance, recording and attorney fees, plus lender charges you enter. Prepaid taxes, insurance and escrow deposits are separate.

For buyers · Connecticut

Seller net sheet

Sale price minus payoff, commission, transfer tax, and closing costs. The number that decides how you price. Runs Connecticut, Massachusetts and Rhode Island.

For sellers · CT, MA & RI

Title insurance calculator

Typically a one-time premium, priced off the purchase price and the loan, plus what actually moves it.

For purchases · Connecticut

Conveyance tax calculator

Estimate transfer tax using the sale price, state, property type and town where applicable.

For sellers · CT & MA

Refinance closing cost calculator

Estimate residential refinance title insurance, mortgage recording and attorney fees. Add your lender charges if you have them.

Residential refinancing · Connecticut

Offer comparison calculator

Up to three offers side by side, ranked by what you keep rather than what they say. Credits and tax brackets both move the answer.

Sellers & agents · CT & MA

Cash vs financed calculator

Compare the title, recording and attorney costs shown for cash and financed purchases. Add lender charges to the financed side.

Cash buyers & investors

Rent vs. buy calculator

Compare modeled renting and owning costs at your chosen timeline, with the assumptions and excluded costs explained.

Still deciding

Why these numbers are different here.

The seller net sheet covers Connecticut, Massachusetts and Rhode Island. The conveyance tax and offer comparison tools cover Connecticut and Massachusetts. Buyer-cost, title, refinance and cash-versus-financed estimates use Connecticut figures. Rent versus buy uses Connecticut closing costs and fixed growth assumptions. Each tool explains what it includes and leaves out; your final settlement figures may differ. For a walkthrough of the costs, read our guide to Connecticut closing costs.

Want the real number for your deal?

A calculator gets you close. A conversation gets you exact, and costs nothing.