Adding a spouse, moving a rental into an LLC, passing property within the family. Small transfers still change legal ownership, and the deed you choose decides what's promised along with it.
Most Connecticut transfers use one of these. The difference isn't the form; it's what the person signing stands behind.
“Whatever I have, you now have.”
“You now have it, and I stand behind the title.”
Four situations that bring homeowners and investors to us, and the question hiding inside each.
A common step after a marriage, and usually straightforward. But how the two of you hold title afterward has consequences worth choosing on purpose, not by default.
The hidden question: how you'll co-ownOne name comes off, one stays. The deed is the visible part; the mortgage underneath it doesn't change just because the deed did, and that mismatch surprises people.
The hidden question: the mortgageParents to children, between siblings, into and out of shared ownership. Even a no-money transfer gets recorded with conveyance-tax paperwork, and some transfers are exempt while others aren't.
The hidden question: taxes and exemptionsInvestors move rentals into an LLC for liability separation. Before the deed is signed, it's worth checking what the loan documents say about ownership changes and how the transfer interacts with your title insurance.
The hidden question: the loan and the policyAsked before the form gets signed, ideally.
This is general information, not legal advice. Every situation is different. Reach out to discuss yours.
Tell us a few details about your transaction. A member of the team will follow up with next steps.
Tell us what you're trying to do: add someone, remove someone, move a property into an LLC. We'll tell you what the right deed is and what to check before signing.
Ask about a transfer