9 Free Connecticut Closing Cost Tools for Buyers and Sellers

The first question most people bring to a real estate attorney is a money question: what is this going to cost me, or what will I walk away with? We built free calculators so you can get a rough answer before you pick up the phone.

There are nine tools below, grouped by what you are trying to do. They give estimates, not final numbers. Your settlement statement gives the final figures, so use these to plan and then confirm the real numbers with us.

If you are buying

Closing cost calculator

This one estimates title insurance, recording fees and our attorney fee for a Connecticut closing, plus any lender charges you enter. Prepaid taxes, insurance and escrow deposits are separate and not included. Start here for a first look at what a purchase costs on top of the price.

Title insurance calculator

Enter the purchase price and the loan amount, and it estimates the title insurance premium for a Connecticut purchase. It also shows what moves that number.

Cash vs. financed calculator

This compares the title, recording and attorney costs of paying cash against financing the same purchase. You can add lender charges to the financed side. It is built for cash buyers and investors weighing the two routes.

Rent vs. buy calculator

Still deciding whether to buy at all? Enter your rent, price, rate and timeline, and it compares the modeled cost of renting with the cost of owning. The page explains its assumptions and the costs it leaves out.

If you are selling

Seller net sheet

Enter your sale price, mortgage payoff and commission to estimate what you keep after transfer tax and closing costs. It covers Connecticut, Massachusetts and Rhode Island, and it is worth running before you set a list price.

Conveyance tax calculator

Choose your state, property type and town, and it estimates the transfer tax on a sale in Connecticut or Massachusetts.

Offer comparison calculator

This puts up to three offers side by side after credits, commission, payoff and transfer tax, and ranks them by what you keep. It covers Connecticut and Massachusetts. Sellers and agents use it when the highest price is not obviously the best offer.

If you are refinancing

Refinance closing cost calculator

Enter your new loan amount, and it estimates residential refinance title insurance, mortgage recording fees and our attorney fee for a Connecticut refinance. You can add lender charges if you have them.

For agents

Tap2Close One

Tap2Close One is the free closing-cost and net-sheet app we sponsor for Connecticut agents. It gives your buyers and sellers a quick estimate from your phone, and you can share a summary with your client. It is free for any Connecticut agent, whether or not you work with us. Email us for access.

A note on the numbers

Every tool above gives an estimate for general information, and each page lists what it includes and leaves out. Coverage differs by tool, so check the state noted on each page. If your deal falls outside that coverage, or you want a figure you can count on, we can go through it with you.

If you are buying, selling or refinancing in Connecticut, book a free 15-minute call with Mancuso Carey. There is no obligation.